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With recent sweeping changes in healthcare laws and rapidly increasing healthcare costs, employers face a difficult balancing act. On the one hand, they want to provide competitive benefits packages that attract and retain their valuable human resources. At the same time, they face the reality of controlling costs in an environment where medical insurance costs are skyrocketing.

Our sister company, Vital Benefits, provides creative plan design and a comprehensive array of employee benefits solutions that can help employers save money while enhancing benefits offerings and employee goodwill. Vital Benefits can also simplify HR compliance and benefits management with our innovative HR information technology platform.

Comprehensive Benefits Solutions
  • Benefits Design

    Our customized design considers all aspects of employee health and financial stability as well as the cost and administration needs for the employer.

  • Enrollment and Communications

    With hundreds of agents conducting enrollments on any given day, we have the ability to give employees the one-on-one education they need in order to make informed benefits decision.

  • Benefits Administration Support

    A robust system to provide employers with complete administrative oversight and control and real-time benefits data and recordkeeping.

  • Compliance Analysis & Reporting

    We help employers identify risks areas and meet all of compliance and reporting requirements to avoid penalties.

  • 401(k) Plan Administration

    We offer solutions that drastically reduce fiduciary risk and can lower overall plan expenses.

  • Cobra Administration and FSA/HSA Administration

    Employers can offload the administrative burden with an effective, efficient and compliant solution.

  • Section 125 & Section 132 Administration

    Enable employees to use pre-tax dollars for insurance premiums, health-related expenses and specific commuting expenses.

Best-in-Class Product Offering

We offer a comprehensive line of best-in-class benefits & insurance products
that deliver unique features & exceptional value.

  • Major Medical

    •   Self Funded
    •   Fully Insured

  • Dental

  • Vision

  • Telemedicine

  • Employee Buying Club

  • Supplemental Insurance

    •   Voluntary and Employer Paid
    •   Guaranteed Issue

  • Supplemental Insurance Offering

    •   Accident/Injury
    •   AD&D
    •   Cancer
    •   Critical Illness
    •   GAP Insurance
    •   Heart Attack & Stroke
    •   Hospital Indemnity
    •   Life Insurance
    •   Long-Term Disability
    •   Short-Term Disability